);
}
// =============================================================
// Broker profiles (single source of truth for team data)
// =============================================================
const BROKERS = [
{
id: 'leonie',
name: 'Leonie',
role: 'Director · The Buyer Assist Group',
tag: 'Director',
photo: 'leonie',
email: 'leonie@thebuyerassist.com.au',
linkedin: null,
instagram: null,
facebook: null,
bio: 'Leonie founded The Buyer Assist Group after 17 years in the automotive industry, with one conviction: every client deserves a straight answer, not a sales pitch. She leads the team\'s approach to file writing, lender relationships, and responsible credit. If you\'ve been knocked back before, Leonie is the person you call.',
specialties: ['Asset Finance', 'Personal Loans', 'Commercial Finance', 'Business Loans', 'Credit Repair'],
},
{
id: 'josh',
name: 'Josh',
role: 'Senior Finance Broker',
tag: 'Senior Broker',
photo: 'josh',
email: 'josh@thebuyerassist.com.au',
linkedin: null,
instagram: null,
facebook: null,
bio: 'Josh brings a decade of hands-on brokering to every file, with experience across Credit One and Aussie Loans before joining The Buyer Assist Group. He specialises in car and asset finance, equipment, personal loans, and unsecured business lending. Josh\'s approach is direct: he\'ll tell you what the numbers look like before you apply, and he won\'t waste your time chasing a deal that isn\'t there.',
specialties: ['Car & Asset Finance', 'Equipment Finance', 'Personal Loans', 'Business Loans'],
},
{
id: 'meno',
name: 'Meno',
role: 'Consumer & Commercial Finance Broker',
tag: 'Consumer & Commercial',
photo: 'meno',
email: 'meno@thebuyerassist.com.au',
linkedin: null,
instagram: null,
facebook: null,
bio: 'Meno handles consumer and commercial finance across a wide range of loan types, from personal and car loans through to commercial assets and equipment. He brings a methodical approach to each file and a genuine interest in finding the right structure for his clients, not just the fastest approval.',
specialties: ['Consumer Finance', 'Car & Asset Finance', 'Commercial Lending', 'Equipment Finance'],
},
{
id: 'nick',
name: 'Nick',
role: 'Consumer & Commercial Finance Broker',
tag: 'Consumer & Commercial',
photo: 'nick',
email: 'nick@thebuyerassist.com.au',
linkedin: null,
instagram: null,
facebook: null,
bio: 'Nick works across consumer and commercial lending, helping clients navigate everything from personal finance to business equipment and vehicle loans. He\'s known for clear communication and keeping clients informed at every stage of the process, from the first call through to settlement.',
specialties: ['Consumer Finance', 'Car & Asset Finance', 'Commercial Lending', 'Equipment Finance'],
},
];
// =============================================================
// Accreditations (placeholder badges — real logos to be supplied)
// =============================================================
const ACCREDITATIONS = [
{ id: 'fbaa', label: 'FBAA', sub: 'Member M-358724', logo: '/assets/fbaa-logo.png' },
{ id: 'afca', label: 'AFCA', sub: 'Member 111126', logo: '/assets/afca-logo.png' },
{ id: 'acr', label: 'Credit Rep', sub: 'ACR 564090', logo: '/assets/optimise-logo.jpg' },
{ id: 'panel', label: '50+ Lenders', sub: 'Independent panel' },
];
// =============================================================
// Format helpers
// =============================================================
function formatMoney(n) {
return Number(n).toLocaleString('en-AU', { maximumFractionDigits: 0 });
}
function repaymentPerWeek(principal, ratePct, years) {
const r = (ratePct / 100) / 52;
const n = years * 52;
if (r === 0) return principal / n;
return (principal * r) / (1 - Math.pow(1 + r, -n));
}
// Export to other scripts
Object.assign(window, {
PHOTOS, LOANS, Icon, LogoExisting, LogoProposed, BrandLogo,
SOCIALS, SocialIcon, ACCREDITATIONS, CONTACT, BROKERS, FloatingActions,
formatMoney, repaymentPerWeek,
DOC_CHECKLIST, CREDIT_REPAIR_DOCS, NEXT_STEPS,
isValidAUPhone, isValidEmail, docsMailto, submitEnquiry,
useState, useEffect, useMemo, useRef,
});